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Royalty Credit Education

Learning how to manage your finances and credit can be overwhelming. Dive into our extensive education center and start finding out about building better credit, loans, mortgages, interest rates and so much more.

In addition to our basic services, Royalty Credit Investor LLC hopes to provide information and guidance to our clients about how to deal with various credit problems. Contact us if you have any questions and we’ll gladly assist you.

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What You Should Know Home Ownership

Research shows that people who plan carefully for big purchases, like owning a home, are less likely to run into financial trouble later. So if you are thinking about buying a home this year, let’s make a plan. The first step: Check your credit. 

It’s always a good idea to review your credit reports and scores periodically, even if you’re years away from shopping for a home and a mortgage. If you’re planning to buy a home this year, we recommend checking your credit reports and scores as soon as possible. 

The better your credit history, the more likely you are to receive a good interest rate on your mortgage loan. Lenders will use your credit reports and scores as important factors in determining whether you qualify for a loan, and what interest rate to offer you.  If there are errors on your credit report, you may have trouble qualifying for a loan.  So, don’t delay in checking your credit.  Review your credit reports and take steps to fix any errors.

It’s the first step to building a strong financial foundation for your new home.

Keep reading to:

  • Learn the difference between a credit report and a credit score

  • Understand how credit scores are calculated 

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